No Excuses – I Gotta Toughen Up !

I’m not a bad swimmer and can knock out a couple of kilometres in reasonable time. Nothing competitive but swimming is something I’ve been doing for several years, purely for fitness. Swimming’s a great way to exercise. The water’s gentle resistance works most areas of your body and it’s an activity any age can do.…

Live Now Pay Later

Like so many Australians we have had a leaning towards Real Estate in advancing our financial position. As young home owners we would improve our humble home and over time pay down as much of the mortgage as we could, then sell and repeat the process. We were never scared of putting in the hard work ourselves, that was part…